Scumbank - Bank of America, USBank and the other banks that shoved our economy to the brink of ruin for their greed are scumbanks. Too big to fail means these greedheaded scumbanks have NO incentive to follow the law so they don't.
"I got another dirty offer from my scumbank to stop paying my mortgage so they'll 'help' me out. The help they will offer is to take my house and kick my family out onto the street."